Fire Recovery Resources | Bolder Insurance

Fire Recovery Resources If you have suffered a loss due to Marshall Wind Fire. Your fastest resource for assistance may be going directly to their center.The Boulder County Disaster Assistance Center (DAC) Located at the Boulder County Southeast County Hub at:1755 South Public Road in LafayetteHours of operation from 9:00 a.m.to 7:00 p.m.

seven days a week, and will include specialists from Boulder County, the Federal Emergency Management Agency (FEMA), Mental Health Partners, and many other area government and nonprofit organizations.There will also be some major insurance companies set up to assist with the claims process.Boulder Office of Emergency Management (OEM) 303.441.3390 www.BoulderOEM.com.Below are resources that you can you for yourselves, your families, friends, neighbors, etc.  These have been culled from multiple sources and hopefully will be of use as we try to bounce back, once again, from a heartbreaking and devastating situation.

Temporary Housing Resources BARHA is the Boulder Area Rental Housing Association, of which a number of Agents here are members. BARHA put a call out to our members yesterday morning and we put together this webpage: https://www.barhaonline.org/available-properties-for-displaced-tenants/ that provides housing resources for Marshall Fire Victims.The Colorado Convention and Visitors Bureau also collaborated and put out a call to the local hotels who are willing to help and those are listed on our site but also listed here: https://www.bouldercoloradousa.com/marshall-fire-discounted-hotel-rooms/ The Colorado Apartment Association (CAA) is launching a housing finder service (https://www.caahq.org/available-apartments-for-displaced-families) for residents displaced by the Marshall Fire, helping them locate vacant rental housing units available for immediate move-in.

PG Rentals has a few units currently available, with a few more coming in this week.https://www.pgrentals.com/.Sign up to be a host on Airbnb.com to provide temporary shelter to fire victims through the Open Homes Program: CLICK HERE Available rooms (BC United) Available rooms (Community organizing) Nest is offering 12-month leases on rent-restricted rentals, regardless of income, to fire victims.

Call 303-494-5462 for showings.PMP Realty in Longmont is offering some rentals, including assistance with first month’s rent.Email [email protected] or [email protected] Lyons is offering RV spots at Laverne Johnson Park.

Contact Victoria Simonsen, [email protected] Hotel Rooms: Adventure Lodge (91 Four Mile Canyon Drive) is offering free rooms.Call 303.444.0882 Discounted hotel rooms (Boulder) Discounted hotel rooms (Denver metro) Shelter Locations Include: YMCA of Northern Colorado:2800 Dagny Way, Lafayette, CO 80026.Rocky Mountain Christian Church: 9447 Niwot Rd, Niwot, CO 80503.

If you are COVID-positive, please evacuate to the COVID Recovery Center at Mt.Calvary Lutheran Church, 3485 Stanford Ct, Boulder, CO 80305.Larimer and Boulder County Fairgrounds open for large animals.

Donation Resources Many of us are donating to the Boulder-Longmont ​REALTOR​ Association Foundation and the Colorado Association of REALTORS to​ help with housing needs for those impacted.The donations will be matched by the Elevations Foundation.The deadline to donate is January 12, 2022. CLICK HERE Here are other ways to give​ — or receive help: Donate to Community Foundation Boulder County: ​CLICK HERE ​​Donate to verified GoFundMe fundraisers: ​CLICK HERE Boulder Office of Emergency Management – information about donating and volunteering: CLICK HERE Sister Carmen is accepting donations of: ​-Food ​-Funds for hotel and Airbnb stays ​-Gift cards for food and clothing ​-Access to our Thrift Store for clothing, bedding, and other essential items free of charge ​-Other resources as needs arise ​CLICK HERE Donate to The Salvation Army, which is providing 1,000 meals three times a day to evacuees and first responders.CLICK HERE or text FIRERELIEF to 51555 Donate to the American Red Cross:  CLICK HERE​ or text ​“REDCROSS” to 90999 ​​Donations of food and clothing available for fire victims ​at Active Kids Louisville (not accepting further donations): ​303-665-9669 ​Help with pets at Boulder Valley Humane Society: ​​CLICK HERE​  Insurance Claims How to deal with insurance if you lost housing.

BRL Those without insurance are eligible for assistance from FEMA.Learn more To help people with insurance claims, a recovery center has opened up in Lafayette.The Unified Assistance Center will be open every from 9 a.m.

to 7 p.m.at 1755 S.Public Road.

It will also provide financial and food assistance, mental health support, and transportation.FEMA has staffed the Center with 100+ workers to assist.Additionally, Colorado has Crisis Center to help in disasters and other situations.

https://coloradocrisisservices.org/ Dan Jewell, Vice President Adjusters International-MBC, LLC 12245 Pecos St, Suite 500, Westminster, Colorado 80234 P: 888.321.5200 | M: 303.298.9248 [email protected] Attorney Natascha O’Flaherty with McDonough Law has helped a number of clients navigating the insurance process following the destruction of their homes in the East Troublesome Fire.Below is her advice for initial steps for those who lost a home in the Boulder County fires: 1.Contact your insurance carrier to let them know about your loss and begin the claim process; 2.

Get a claim number and the contact information for the adjuster on your claim; 3.Request a copy of your insurance policy — by statute it must be provided within 72 hours; 4.Request in writing a certified copy of your policy — by statute it must be provided within 30 days; 5.

Save all your receipts since evacuation: hotel, restaurants, food, clothing, pet supplies and necessities; 6.If it is a primary residence, per statute the carrier must offer to pay 30% of the contents without an inventory.(Additional amounts can then be claimed by submitting a written inventory of items lost.).This money can help families fund the costs of replacing items immediately needed; 7.

Save receipts of all items purchased.Scan receipts into a computer file or keep a box with the actual receipts; 8.Find and secure housing.

It may be 12-18 months or more until your home can be rebuilt.Check with your adjuster on ALE (additional living expense) coverage.Things to ask your adjuster: a.

What amount of coverage do you have and for how long do you have coverage — typically coverages are 12-24 months.b.Will the insurance company pay for your rental home? Or will your insurance company pay you the monthly fair market value of the home you lost so you can buy an interim home or condo while you rebuild your home? Or will the insurance company pay the full ALE coverage out at this time for you to use at your discretion? *To have a successful ALE claim, pull comparisons on rental prices for a home similar the home you lost to the fire.

Be aware that rental prices may surge due to demand after a fire.It is prudent to open a separate bank account for all insurance proceeds.It is also helpful to have a credit card that is only used for fire claim related purchases and expenditures to assist with tracking covered and reimbursable expenses.

Bottom line — know your rights and know what your policy covers.Here is a list of insurance carriers and their claim phone numbers to file an immediate claim: Safeco            800.332.3226 Travelers        800.842.5075 Progressive    800.274.449 Auto Owners 888.252.4626 Chubb            800.252.4670 Nationwide    877.669.6877 ASI                  866.274.5677 Cincinnati      877.242.2544 Encompass   800.588.7400 Secura           866.356.7870 The Hartford 800.243.5860 Metlife           800.854.6011 Local Resource Pages: Northwest Chamber Alliance fire resource page: WildFire Resources – Northwest Chamber Alliance Questions / nonemergency issues  Boulder County Call Center: 303-413-7730 Victim Advocate Line: 303-441-3856 Disability and Disaster Hotline: 800-626-4959 (call or text) Mental Health ResourcesFrom the American Counseling Association – Allow yourself to feel – Practice self-care – Eat well, exercise, maintain normal sleep routine – Recognize that you (and others) need extra support – Lower expectation of what you “should” be doing – Talk about it: With friends, family, your therapist – Lean into community support – Don’t isolate – Focus on what you are grateful for despite the loss More tips, including explaining fires to children: boco.org/WildfireMentalHealth Jewish Family Services Boulder County Crisis Counseling(funding for 5 individual or family sessions)Colorado Crises Services: 1-844-492-8255 or test TALK to 38255 Mental Health PartnersCall 303.443.8500  to schedule and appointment of visit the Walk-In clinic: 3180 Airport Road.(Closed Mondays) Community Health Workers are available for virtual services on Facebook or via mhpcolorado.org For mental health resources: Mental Health Partners – 303-443-8500 Colorado Suicide Prevention Hotline – 1-844-493-TALK (8255), text TALK to 38255 or chat via www.coloradocrisisservices.org Disaster Distress Hotline – 1-800-985-5990 or text TalkWithUs to 66746 Community Health Workers – virtual team of Mental Health Partner’s providers who are available on Facebook National Helpline – 1-800-662-HELP National Suicide Prevention Lifeline – 1-800-273-8255

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