When purchasing life insurance at 62 years old, it’s important to understand how critical your health is to the life insurance approval process.Whether you are fortunate enough to enjoy excellent health or have pre-existing medical conditions, we specialize in obtaining the most affordable policy for our clients in their 60’s.And whether you need term insurance or whole life coverage, we have all the information a 62 year old needs for life insurance.

Compare Quotes Now! As an independent agency, we represent various life insurance companies, but our allegiance is to you.When searching for life insurance at 62 years old, just about everyone takes some sort of medication, so it pays to have an agent find the life insurance company best for your particular medical history.At 62 years old, all policy options are available to you, such as 10 to 20 year term life insurance, and thanks to Genworth, even 30 year term is now offered to individuals over age 60, and of course whole life as well.

Your only concern is obtaining the best priced policy with a financially secure company when getting instant quotes for life insurance policies at 62 years old.RELATED: 5 Critical Tips You Must Know Before Buying Life Insurance Some of my clients still need lifetime coverage at age 62, which means they buy a type of permanent insurance such as whole life insurance or universal life.  But the majority of my clients who purchase life insurance at age 62 only need coverage for 10, 15, or 20 years.If this is your situation, term life insurance is the answer for you.  Guaranteed term life insurance offers level premiums for a period of 10 to 30 years at a lower cost than whole life insurance.

Pre-existing health conditions? AIG Direct specializes in insuring people just like you.From high blood pressure to diabetes, AIG Direct has seen it all and since they have access to multiple companies, they can find you the absolute lowest rates! Click below to see if you qualify.FREE AIG DIRECT QUOTE Quotes are quick, easy, and free! See the sample quotes for a male or female in excellent health, who can qualify for the best insurance rating at the age of 62, which is “preferred best non-tobacco” rating class.

Please remember not everyone can qualify for the rates below.  If you take any medications or have any past or current medical conditions, call us for a more accurate quote.20 Year Term Life Insurance: Death Benefit$500,000 $1,000,000 62 Year Old Male$3285/year$6255/year 62 Year Old Female$2125/year$4055/year Guaranteed Level Premiums for Whole Life: Death Benefit$100,000 $250,000 Male - Age 62$1612/year$3963/year Female - Age 62$1322/year$3168/year Please note quotes are subject to increase.  Also, remember your premium may be higher if you cannot qualify for the best rating class.RELATED: Check Sample Life Insurance Rates by Age (No Personal Info Required) Take the guesswork out of shopping for life insurance for 62 year olds.

First, please use our quote form on the right to compare quotes from over 100 top providers.  The instant you click on Compare Now, the next page will display your quotes without making you complete several pages of questions like some other life insurance websites.For life insurance at age 62, you’ll also benefit greatly by speaking to us directly and sharing your personal story so we can shop your case for the best deal.Related Topics: Best Life Insurance For Seniors Over Age 60Term Life Insurance For 60 – 69 Year Olds25 Year Term Life Insurance for 63 – 65 Year Olds CHECK EXACT LIFE INSURANCE RATES *While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day.

Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice.Please consult your own legal or tax adviser.