Navigating COVID-19 And Its Aftermath | The trusted source of unique, data-driven insights on insurance to inform and empower consumers.

As the federal and state governments discuss plans for “,” it’s important to recognize and plan for the fact that the impacts of the virus and our responses to it will be playing out for some time to come.Were auto insurers too quick to give back? Despite record-low vehicle miles traveled, , severe and fatal crashes in U.S.cities have increased since COVID-19.

There have been more speeding and more severe and deadly crashes than before the business shutdowns and sheltering in place instituted in response to the pandemic.In New York City, traffic volume decreased between 78% and 92% compared to January, but there was a  in the 10 days following the governor’s stay at home orders.And there were six deadly crashes from March 2 to April 8, which is more deadly crashes than the same time period in any of the previous five years.

Numbers like these suggest the auto insurers that have to policyholders through premium relief – on the premise that fewer cars on the road would mean fewer crashes and claims – might have acted prematurely.A.I.to enforce social distance, limit liability that stores and other workplaces eager to avoid spreading the virus that causes COVID-19 are equipping existing security cameras with artificial intelligence software that can track compliance with health guidelines including social distancingA.

and mask-wearing.The software will allow them to show not only workers and customers, but also insurers and regulators, that they are monitoring and enforcing safe practices.“The last thing we want is for the governor to shut all our projects down because no one is behaving,” said Jen Suerth, vice president at Chicago-based Pepper Construction, which introduced software this month to detect workers grouping at a project in Illinois.

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