The sporty Audi R8 Coupe may be somewhat more costly to insure than a less-expensive car model according to an article published at Kelley Blue Book, “The Most-Expensive and Least-Expensive Cars to Insure.”Statistically, such vehicles are driven at faster speeds and are involved in more collisions.However, by using some helpful hints and your research skills, you can minimize the cost and still get the best insurance for your Audi R8.The cost of your automobile insurance premiums is based on many variables, each of which affects the overall monthly or yearly payments.Below, you can find an explanation of these factors as well as what you should keep in mind when purchasing insurance for the Audi R8.Safety RatingsRepair & Replacement CostClaims FrequencyThe safer the car, the less expensive the auto insurance policy.Vehicles with built-in safety features fare better in accidents and are less costly to repair.Therefore, it is best to make sure the car you are buying has exemplary safety ratings.The National Highway Traffic Safety Administration is tasked with testing the crashworthiness of vehicles on American roadways.NHTSA scores vehicles on a five-star system, but has not tested the Audi R8 to see how it fares.Without reliable test scores, insurance companies may calculate Audi R8 insurance at a higher rate, so they have a safety margin in case of a costly accident.Vehicle NameOverall RatingFrontal Crash RatingSide Crash RatingRollover Rating2018 Audi R8 CoupeNot ApplicableNot ApplicableNot ApplicableNot Applicable2017 Audi R8 CoupeNot ApplicableNot ApplicableNot ApplicableNot Applicable2016 Audi R8 CoupeNot ApplicableNot ApplicableNot ApplicableNot ApplicableSafety DiscountsEven with a sporty car like the Audi R8, there are ways to score discounts on car insurance costs, and one of these ways is to have the very latest and best safety equipment installed in your vehicle.Policyholders may receive a discount if their car is equipped with airbags, anti-lock braking systems, and other safety features.Newer Audi R8s already include driver assistance technology such as rearview cameras and parking systems.The overall cash value of your vehicle directly affects the price of car insurance particularly the comprehensive and collision portion.Generally speaking, the more expensive the car, the more expensive the insurance policy.

What you pay for your insurance premiums also depends on where you drive and park your Audi R8.Average Price of the Audi R8Kelley Blue Book provides price quotes based on where you live and your vehicle’s year and trim style.The Out-the-door Target Price is what is commonly known as “TT & L,” or tax, title, and licensing fees.Each state collects vehicle registration fees, sales tax, and documentation fees upon the purchase of a car.Below is a comparison between Fair Purchase Prices and Out-the-door Target expenses for the Audi R8 using average fees for Wisconsin.Vehicle NameFair Purchase PriceOut-the-door Target Price2018 Audi R8 V10 Spyder$178,350$188,7122018 Audi R8 V8 Coupe 2DR$166,150$175,8282017 Audi R8 V10 Plus Coupe 2D$156,523$165,662According to the Insurance Institute for Highway Safety, claims frequency and damage potential affects car insurance pricing because luxury and sports cars cost more to repair or replace.The Institute has not yet published loss ratings for the Audi R8, but the car does fall in the category of costlier vehicles to own due to collision repairs and parts replacement costs.Audi R8 Theft RatesThe National Insurance Crime Bureau records the car models most frequently targeted by car thieves, and the Audi R8 was not on the most recent Hot Wheels Report (2017).Nevertheless, installing anti-theft devices and parking your vehicle in a locked garage may help lower your insurance premiums, and is a good idea regardless.When it comes to shopping for car insurance for the Audi R8 and other vehicles, it’s best to shop around, just as you would for any other valuable purchase.As you do your comparison shopping, consider what your state mandates and what additional insurance, if any, you may wish to buy for your Audi R8.It may be advisable to purchase specialty insurance for the Audi R8.Do You Qualify for Additional Discounts?There is a broad array of discounts available from most major automobile insurers, so be sure to ask if you or a family member may qualify for one or several.The sample discount opportunities listed below may help considerably decrease the amount you pay for insurance for your Audi R8.Good student and safe driver discountsDiscounts for hybrid/electric vehiclesLow-mileage driver discountMulti-car and multi-policy deals (“bundling” with homeowners or other policies)Anti-theft and other vehicle safety featuresCompleting a defensive driving courseMembership in certain civic groups and organizationsThe Audi R8 is available as a coupe or convertible, and Audi is now unrolling the 2019 RS 5 Sportback.These luxury sports cars run on a V10 gasoline engine and can reach 60 miles per hour in 3.5 seconds.Track records show top speeds of 198-205 miles per hour.Audi delivered 1.871 million vehicles in 2016, breaking the German company’s all-time sales records.Using the suggestions in this article can help you get the right insurance you need for your Audi R8 at a price that works for you.*While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day.

Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice.Please consult your own legal or tax adviser.