Notice to Clients about BNC's Response to the Coronavirus Outbreak Dear Valued BNC Clients, As the outbreak of the Coronavirus (COVID-19) expands, BNC is monitoring recommendations of local, state, and federal officials.Protecting the health of our employees and their families, as well as our business continuity is top of mind.Should there be a need for our employees to work remotely, we have longstanding remote work capabilities that will be deployed.

These plans protect our valued employees and allow us to continue to serve our valued clients with anticipated minimal or no service interruption.BNC is committed to continuing to deliver service needs at a high level and we have taken preemptive steps to be ready for deployment if needed.As we continue to monitor the insurance industry supply chain that serves our office from around the country and overseas (which includes insurance carriers, their employees and risk management personnel, as well as others), we can anticipate there may be possible service delays in the future within this supply chain.

Among other actions, some insurance companies are already moving to a remote work environment for their employees which may or may not be as efficient as we are all accustomed to them being.These are sound risk management steps in the face of the Coronavirus pandemic but could possibly cause slight delays.Please rest assured, BNC has taken steps to be prepared in these unprecedented times.

We will keep you updated if and when we make the decision to shift to a remote employee work environment.Thank you for your business and understanding.Stay safe.

Sincerely, Brian ColbyzPresidentBNC Insurance Agency