Whats a Coverage Review (And Why Do I Need One?) | Drake Insurance

When it comes to insurance, the best policy is one that provides the right protection for you and your family — right now.That means as your life changes, your insurance coverage should, too.In an ideal world, you’d call your insurance agent every time you finished a home renovation, bought a new vehicle or got a new job.

But life is busy.And with all the responsibilities of work and family, evaluating your auto, home or life insurance coverage may fall pretty low on your priority list.That’s why it’s helpful to have an insurance agent.

Your agent can keep an eye on your policies and reach out to connect to make sure they’re still the right fit.So if your agent calls (or texts or emails) and offers to review your coverage, here’s what you can expect.Or if you’re ready to review your policies you can download our free PDF printable checklist on what to tell your agent and what information to have handy.

What is a Coverage Review? A coverage review is a general check-in with your insurance agent.During the review, you’ll meet with  your ERIE agent and share any life changes that could affect your insurance needs.This information will be used to update your current policies and recommend additional coverages you may want to consider.

A coverage review is a good opportunity to ask questions and understand what your policies can (and can’t) cover.Your ERIE agent can also share real-life claims examples they’ve seen in your local area to help you avoid potentially costly coverage gaps.Your agent may schedule an in-person meeting, or ask you to provide information over the phone or email — whatever works best for you.

Of course, you don’t need to wait for your agent to schedule a coverage review.You can also request one yourself! Just call, email or text your agent to get in touch.What Information Will My Agent Ask for During a Coverage Review? During a coverage review, your agent will want to know about any life changes since you last connected.

This may include: Can My Agent Help Lower My Insurance Bill? Everyone likes saving money, right? Talk to your ERIE agent – they’ll work with you to ensure you’re getting the best price possible for the coverage you need.Read more about available insurance discounts from ERIE or check out this list of ways you can save: Get Customized Advice from an Insurance Expert At ERIE, we know every customer’s circumstance is different.That’s why we never work from a one-size-fits-all formula.

Your ERIE agent will listen to you carefully and offer tailor-made solutions for your situation and your budget.Best of all — you’ll get outstanding coverage, great rates and service from local people who care.To learn more, contact us today.

*YourTurn not available in all states. As of 03/2023, it’s not available to customers in KY, NC, NY and DC.Ages 16-23 can earn rewards up to $10 every two weeks, ages 24+ can earn rewards up to $5 every two weeks.Rewards are based on the participating driver’s score during the scoring period while driving 50 tracked miles.

Indiana participants can earn up to $5 every two weeks.Rewards are distributed through the YourTurn app via electronic gift cards.Driving improvement statistics provided by Cambridge Mobile Telematics.

The YourTurn app requires participants to be a licensed driver on the ERIE auto policy and have a valid email address, smartphone number and data plan to download and activate the YourTurn app.Users must agree to the Terms and Conditions of the YourTurn app.ERIE insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states.

Refer to the company licensure and states of operation information.The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time.  Insurance products are subject to terms, conditions and exclusions not described in this blog.The policy contains the specific details of the coverages, terms, conditions and exclusions.  The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York.  Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.A better insurance experience starts with ERIE.Haven’t heard of us? Erie Insurance started with humble beginnings in 1925 with a mission to emphasize customer service above all else.

Though we’ve grown to reach the Fortune 500 list, we still haven’t lost the human touch.Contact Drake Insurance today to experience the ERIE difference for yourself.

Health Insurance USA
Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by Health Insurance USA.
Publisher: Drake Insurance Inc.