3 Tech Tools that Reduce Homeowners Insurance Claims Homeowners insurance is something you buy while hoping you’ll never need it.With some of the gadgets on the market, preventing a homeowners insurance claim can be easier than ever.Here’s a look at the tech that can help you avoid some of the most common causes of claims.

Avoid Fire Damage and Carbon Monoxide Poisoning Between 2013 and 2017, there were approximately 354,400 house fires every year in the U.S., according to the National Fire Protection Association.These fires resulted in $6.9 billion in property damage and 2,620 civilian deaths annually.Carbon monoxide is another serious threat.

According to the National Safety Council and the CDC, unintentional carbon monoxide poisoning kills 400 people and sends 20,000 people to the emergency room in the U.S.each year.Smoke and carbon monoxide detectors are essential, but technology has made these tools even better.

Avoid Water Damage An undetected leak can cause rot, mold and other problems before it’s discovered.Although you may be able to identify a leak based on an increase in your water usage or visible signs of water damage, modern devices make the process easier and faster.Avoid Crime There were approximately 1,401,840 burglaries in 2017, according to the FBI, and the victims suffered approximately $3.4 billion in property losses.

The right tech can help you keep your home safe from crime.  There’s just one caveat with smart security devices.They have to be secure themselves—otherwise, hackers can use them to gain access to your home.

Install updates as soon as they’re available.Also use strong passwords and encryption to keep your network and devices safe and private.Have you had your annual homeowners insurance policy review? Contact your BNC Insurance advisor to ensure your coverage keeps pace with your life!