For many, the family pet is an integral part of the family.As pet parents, you want the best vet care for your furry family members, and with rising health care costs, it can get expensive–especially if your pet has a chronic condition or needs access to quality veterinary care in the event of an emergency.Because the cost of veterinary care is often expensive, the high expense of emergency care or accident or illness occurs is impossible to cover.Cancer treatments and even routine care costs like spay/neuter procedures can cost hundreds if not thousands of dollars.That’s where pet health insurance in Connecticut comes in.

You may ask, “Is pet insurance worth it?”With a good pet insurance policy, pet owners can access medical care for their pet without breaking the bank.Luckily, the state has plenty of great pet insurance options, and in the article that follows, we’ve listed the five providers that offer the best pet insurance in Connecticut.We can help you narrow down companies and find the best pet insurance quote for your family.This article scrutinizes the pet insurance coverage, cost, and insurance agency customer service provided by more than 30 pet insurance companies, ending on the five top companies we feel offer the best pet insurance in Connecticut.Here are the 5 best providers of pet insurance in CT:Healthy PawsPetplanPetFirstASPCA Pet InsuranceBanfieldHealthy Paws Pet InsuranceHealthy Paws is an industry leader, offering some of the broadest coverage options available.Policies are available for cats and dogs aged eight weeks to 14 years.

Their pet insurance plans accept claims in several ways, including a secure online portal or the company’s mobile app.They do have the standard 15 day waiting period and a 12 month waiting period on hereditary conditions and congenital conditions like hip dysplasia.They offer lifetime payouts and no caps per incident, up to 90% reimbursement of veterinary bills, and a $100 annual deductible.Vet bill reimbursements are typically processed and paid out within ten days of submission.

Healthy Paws has an A+ rating from the BBB and over the past three years has responded to all of its 48 complaints.With the details listed above, you should have a good understanding of where to find the best pet insurance in Connecticut and feel confident when negotiating a policy that works best for you and your pet needs.Monthly CostsStarts at $32.83 for dogs and $17.19 for catsCoverage70 percent to 90 percent reimbursement after deductible depending on the planPayout LimitsUnlimitedDeductibleRanges from $100 to $500 annually depending on the planFetch Rates with Healthy Paws Petplan Pet InsurancePetplan’s customer service is exemplary, which is proven by its large number of positive reviews, as well as its A+ rating from the BBB.It offers policies for cats and dogs aged six weeks and older and covers an extensive list of conditions and treatments.Starting rates from Petplan are below the national average monthly premiums, and claims are generally paid out within ten business days.Monthly CostsStarts at $29.16 for dogs and $18.19 for catsCoverage70 percent to 90 percent reimbursement after deductiblePayout Limits$2,500 to unlimited depending on the planDeductibleRanges from $250 to $1,000 annuallyFetch Rates with Petplan PetFirst Pet InsurancePetFirst is one of the only pet insurance providers to offer plans that specifically provide care tailored to the needs of senior dogs.The company has plans for dogs and cats of all ages, however, beginning at eight weeks with no upper age limitations.PetFirst’s starting rate for minimum coverage is less than half of the national average for monthly premiums.Petfirst works just like human health insurance, it has an annual benefit, which is the maximum amount the company will pay in a year and an annual deductible.Claims can be submitted in several ways, including PetFirst’s secure online portal, which is also useful for managing account specifics.

Reimbursements are typically issued within ten days of claims processing.PetFirst’s A+ rating from the BBB takes into account the low amount of complaints logged within 12 months.Monthly CostsStarts at $16.95 for dogs and $8.95 for catsCoverageRanges from 70 percent to 90 percent depending on the planPayout Limits$5,000, $10,000, or $20,000 annually depending on the planDeductibleRanges from $50 to $500 per incidentFetch Rates with PetFirst ASPCA Pet InsuranceASPCA pet insurance is available for cats and dogs as young as eight weeks with no upper age restrictions.The company’s plans are comprehensive, with coverage for a wide array of treatments and conditions.Claims are simple to submit and can be sent in through several channels, including the ASPCA mobile app.There’s an online pet insurance quote calculator that can provide specific costs, with starting rates for ASPCA pet insurance well below national average monthly premiums.The company’s policies are administered by Crum + Forster, which has an A+ rating from the BBB and only four complaints on record for the previous 12 months.Monthly CostsPricing is competitive and depends upon the plan chosen with coverage for a mixed breed dog showing $23.39 per monthCoverage70 percent, 80 percent or 90 percentPayout LimitsRanges from $5,000 to unlimitedDeductible$100, $250 or $500Fetch Rates with ASPCA Banfield Pet HospitalPlans are available for cats and dogs aged six weeks and older (rather than the more usual eight weeks).

For the costs to be covered, customers must take their pet to one of the company’s pet hospitals.Since all costs are included in the plan’s monthly rate, which is below national average premiums, there is no need to submit claims.While Banfield Pet Hospital doesn’t offer insurance in the traditional sense, its wellness plans provide pet owners with an all-inclusive preventative care plan that includes routine check-ups, vaccinations, and other preventative measures to keep pets in good health and to catch an unexpected illness before it’s too late.Banfield has an A+ rating from the Better Business Bureau, despite a high proportion of complaints, possibly since the company has responded to all in a timely fashion.Monthly CostsStarts at $33.95 for dogs and $23.95 for catsCoverage100 percent coveragePayout LimitsUnlimitedDeductibleNo deductibleHere is a list of typical items covered in most but not all pet insurance plans:UltrasoundsBlood TestsX-raysIllnessesAccidentsEmergency CareHospitalizationPrescriptionsUltrasoundsDiagnostic and Exam FeesCancer TreatmentsChronic ConditionsCongenital ConditionsHereditary ConditionsSurgeryTypical things not covered in pet insurance plans:Dental CareElective proceduresSpay/neuterRoutine Care and Wellness Vet VisitsPre-existing conditionsPreventative CareBehavioral TreatmentsSpecialized dietGrooming and BoardingWhen you’re shopping for pet insurance or any other insurance in Connecticut, it’s absolutely vital that you do your research.There are many pet insurance providers in the state with different plan options and rates.Many different elements go into determining insurance rates, which is important to keep in mind when obtaining quotes.Some of these factors include the age and breed of your animal, as well as the average cost of care in your state.CaliforniaSan DiegoConnecticutColoradoHawaiiIdahoMaineMassachusettsMichiganMinnesotaNew HampshireNew YorkNew JerseyNorth Carolina OhioOregonPennsylvaniaRhode IslandSeattleTexasUtahWashington State*While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day.Huntley Wealth & Insurance Services and its representatives do not give legal or tax advice.

Please consult your own legal or tax adviser.