Non Owner Car Insurance | What You Need to Know

Don’t own a car? You might still need to own an auto insurance policy.Called non-owner car insurance, this kind of coverage can be a good idea and, in some states and circumstances, even required.Non-owner car insurance is a unique policy specifically for people who do not own a car.It provides liability coverage when you drive someone else’s car or a rental.

Liability insurance pays out if you are at fault for causing property damage or injuries to others.What Non-Owner Car Insurance CoversLiability coverage – If you have a non-owner car insurance policy you are covered in the event property damage or injuries to others occur and you are the at-fault driver.Uninsured coverage – The uninsured motorist coverage option pays medical costs for you and your passengers if the other driver accident is at-fault but uninsured or underinsured.Uninsured motorist property coverage – This is an additional option that pays for damage to your car or other property if the other driver is at-fault but uninsured or underinsured.

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Publisher: EINSURANCE