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What Do I Need to Know About My Boatowners Insurance Policy?

A few recent events prompted me to write about boat insurance policies, and what you should know if you are,.. Read More

No Vacancy! Is a Good Thing When It Comes to Coverage for Your Property

Vacancy or occupancy provision in insurance policies are often not recognized by insureds until they incur some sort of loss,.. Read More

Adjusters and Public Adjusters Have Ethical Rules to FollowInsurance Company Adjusters Should Not Suggest Policyholders Refrain from Retaining Attorneys or Public Adjusters

Most states have ethical regulations for all adjusters to follow. Florida’s ethical regulation starts off with this preamble which is,.. Read More

Good Faith is What Insurance Claims Service Is All AboutTuesday @2 With Chip Talks About the Good Faith Claims Handling Standard

How Shifting Language Away from “Bad Faith” and Towards “Good Faith” Could Benefit Policyholders, is a post that should be,.. Read More

In the Course of Construction and Ambiguous Builders Risk Policy Provisions

Most commercial property owners pay hefty premiums in return for commercial property insurance, often times in the form of an,.. Read More

How Shifting Language Away from Bad Faith and Towards Good Faith Could Benefit Policyholders

In the world of first-party insurance claims and litigation, we hear and use the term “bad faith” nearly every day.,.. Read More

Should Policyholders Sign a White Waiver Agreement?

In California, insurance carriers seeking to avoid allegations of committing bad faith, whether in litigation or not, will often ask,.. Read More

If Your Home Office Is Now Your Work Headquarters, Will Your Homeowners Insurance Policy Cover You?

With the pandemic, many have been forced to work from home to minimize exposure and slow the spread of the,.. Read More

What is Microinsurance?

After Hurricane Maria caused catastrophic damage in Puerto Rico, many new laws and law amendments were made to benefit policyholders.,.. Read More

Is Floridas Insurance Commissioner a Stooge for the Insurance Industry?

An Orlando Sentimental article, Florida Lawmakers Are Being Misled About Insurance Lawsuits, Expert Contends,1 makes one wonder whether Florida’s Insurance,.. Read More

FEMA Extends Application Deadline for Texas February Winter Storm Assistance

About two months ago, Winter Storm Uri left millions of Texans stranded in the cold without water, electricity, or heat.,.. Read More

Florida Insurance Company Attorney Calls Out Bad Insurance Legislation Harming FloridiansJoin Me on Todays Tuesday @2 With Chip Merlin

John Pappas was the senior partner of Florida’s largest property insurance defense firm. He has written a “white paper” about,.. Read More