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Effective Communication with Insurers When You Have Good Facts and Law, Focus on the Good Facts and Law | Property Insurance Coverage Law Blog | Merlin Law Group

Effective communication with an insurance company is one of the best tools available to successfully resolve claims. I have heard,.. Read More

What Is the Effect of Filing Multiple Civil Remedy Notices in a Single Claim? | Property Insurance Coverage Law Blog | Merlin Law Group

The purpose of a Civil Remedy Notice (“Notice”) is to provide an insurance company with a final opportunity to comply,.. Read More

What Can You Expect at a Court Ordered Non-Binding Arbitration? | Property Insurance Coverage Law Blog | Merlin Law Group

In Florida, certain first-party property cases are being ordered to non-binding arbitration. Under the statute and the State’s procedural rules,,.. Read More

Florida Burdens of Proof | Property Insurance Coverage Law Blog | Merlin Law Group

Contrary to what the insurance companies want you to believe, in Florida, the insurance carrier has the burden to prove,.. Read More

New Jersey Insurers Propaganda Machine Alive and Well | Property Insurance Coverage Law Blog | Merlin Law Group

Back in November of 2019, Chip, Jesse Sipe, Brett Rosen and I met with New Jersey Commissioner Marlene Caride and,.. Read More

Proving Intent in Theft Claims Is Largely Dependent On the Policy Language | Property Insurance Coverage Law Blog | Merlin Law Group

Theft is one of the few insurance claims that is based on the actions of another individual. Most claims are,.. Read More

Running and Gunning Versus Pay More Equals Greater Pay Incentive | Property Insurance Coverage Law Blog | Merlin Law Group

The “do as much as you can in the aggregate” incentive for adjuster profit maximization versus “estimate more on one,.. Read More