Residency Requirements in Homeowners Insurance | Property Insurance Coverage Law Blog
Learn how residency requirements in homeowners insurance can void fire coverage and why policyholders and agents must clarify who truly,.. Read More
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Residency, Responsibility, and Risk: Who Lives in a Home Is a Huge Coverage Issue | Property Insurance Coverage Law Blog
December 2, 2025 A fire struck the only home owned by the Pour family in Minnesota, but the true devastation,.. Read More
Wildfire Risk and Community Safety | Property Insurance Coverage Law Blog
See how honest discussion of wildfire risk and community safety, backed by building science, can drive better mitigation, codes, and,.. Read More
Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk | Property Insurance Coverage Law Blog
December 1, 2025 Wildfires are no longer rare, seasonal events. They are a year-round threat reshaping communities from California to,.. Read More
Have Policyholder Rights and Protections Eroded? | Property Insurance Coverage Law Blog
November 30, 2025 After representing insurance companies for several years, I left to start a policyholder practice in 1985. By,.. Read More
Proving Wind Caused Openings | Property Insurance Coverage Law Blog
A California case shows why proving wind caused openings is critical to overcome rain limitations and preserve coverage for interior,.. Read More
A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building | Property Insurance Coverage Law Blog
November 29, 2025 Insurance disputes involving interior water damage caused by rain entering from the exterior of the building often,.. Read More
Regulator Approved Policy Wording | Property Insurance Coverage Law Blog
Learn why regulator approved policy wording should not control coverage disputes and how courts can better protect policyholders from unfair,.. Read More
Why Courts Should Demand More Than a Rubber Stamp Regarding Regulator-Approved Policy Wording | Property Insurance Coverage Law Blog
November 28, 2025 Insurers love to invoke the phrase “the regulator approved this language” as though it were a magical,.. Read More
Vacant Building Insurance Promises | Property Insurance Coverage Law Blog
See how one water loss case reshaped vacant building insurance promises, showing courts why policies must be read as real,.. Read More
A Vacant Building Isnt Vacant at All: What Stempel Teaches Us About Real-World Insurance Promises | Property Insurance Coverage Law Blog
November 26, 2025 Jeffrey Stempel has a way of pulling legal concepts out of the dusty corners of academic theory,.. Read More
Pre-Loss Roofing and Construction Assignments Under Fire: Iowa Says No | Property Insurance Coverage Law Blog
December 3, 2025 A recent federal decision out of Iowa should make every roofing contractor, restoration contractor, and public adjuster,.. Read More
