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Breaking NewsPublic Adjuster Legislation Filed In Kentucky | Merlin Law Group

The Kentucky legislature now has new pending legislation regarding public adjusters. There are significant changes to contract requirements and new proposed,.. Read More

What Comes FirstThe Appraisal or The Coverage Determination? | Merlin Law Group

Does an appraisal panel determine the amount of the loss before the coverage issues are litigated? This question is a,.. Read More

Property Insurance Appraisal Law Is Dynamic | Merlin Law Group

Happy Post Super Bowl Day! Property insurance appraisal has become the “go-to” method of property adjustment resolution. The number of cases involving,.. Read More

Insurance Agent Negligence Cases Are ComplexA Texas Example | Merlin Law Group

Insurance agent negligence cases typically come to me with the following question: “Chip, I think the agent messed up. What,.. Read More

Arkansas Allows Bad Faith Claims For Wrongful Denial of A Property Insurance Claim | Merlin Law Group

An insurer in Arkansas who wrongfully denies a property insurance claim and fails to act in good faith can be,.. Read More

Florida Prohibits a Disinterested Appraiser From Having a Contingent Interest in the Appraisal Award | Merlin Law Group

The Florida Supreme Court has overruled prior precedent and ruled against appraisers charging a contingent fee or having a contingent,.. Read More

Common Sense Prevails in Court Ruling on Actual Cash Value and Recoverable Depreciation | Merlin Law Group

A common issue that arises in property insurance claims is the recoverable depreciation associated with Replacement Cost Coverage. Most policies,.. Read More

Physical Loss and Physical Damage Are Still Being DebatedUnited Policyholders Is Still Fighting The Good Fight | Merlin Law Group

United Policyholders Executive Director Amy Bach and I discussed how difficult and disastrous the coverage battles have been for policyholders,.. Read More

Policyholders Should Not Be Represented Like A Herd Of Cows Being Processed To Slaughter | Merlin Law Group

Quantity versus quality of ethical representation should be on the minds of all policyholders when selecting attorneys, restoration contractors, or,.. Read More

Michigan Does Not Recognize First-Party Bad Faith | Merlin Law Group

Michigan does not allow an action by a policyholder against a wrongful acting insurer’s failure to act in good faith.,.. Read More

Sebo Bad Faith Trial Results in Insurance Company Victory | Merlin Law Group

A prominent insurance company defense attorney left me a message on Friday saying, “you never know what a jury is,.. Read More

Appraisal Panel Can Hear Evidence of Damage Caused By Other Events | Merlin Law Group

Appraisal panels have few rules to follow about what they can and cannot consider in determining the amount of the,.. Read More