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Do Some Insurance Companies Cheat Policyholders to Make More Profit or to Stay in Business? Where Does FedNat Stand? | Merlin Law Group

Some insurance companies do not timely or fully pay claims because they are running out of cash. Others do not,.. Read More

Hurricane Laura Bad Faith Verdict Against Scottsdale Insurance | Merlin Law Group

In what I think is the first trial from Hurricane Laura involving bad faith allegations against an insurer, Scottsdale Insurance,.. Read More

Colorado Wildfire Claims Problems? Colorado Division of Insurance Is Congratulated for Getting to the Most Commons Wildfire Claims Concerns | Merlin Law Group

The Colorado Division of Insurance has regulators that are standing up for consumers to encourage full and prompt payment of,.. Read More

March is Ethics Awareness Month for the Insurance Industry | Merlin Law Group

Bill Wilson’s recent post, Illusory Coverage: A Legal or an Ethical Issue? noted that March is Ethics Awareness Month for,.. Read More

Aircraft and Marine Insurance ClaimsIs The Pilot or Captain Qualified Under The Policy Terms? | Merlin Law Group

The qualifications of pilots and captains under aircraft and marine policies are important. Aircraft policies and more significant marine policies,.. Read More

Georgia Allows Property Insurers to Shorten Statute of Limitations But There Are Exceptions | Merlin Law Group

A recent legal skirmish under a builders risk policy contains significant discussion about Georgia law allowing insurance companies to shorten,.. Read More

Property Owner May Lack Standing to Enforce a Lender Placed Policy | Merlin Law Group

Forced place insurance has many problems. One is that the homeowner may have no standing to enforce the insurance policy—even,.. Read More

Florida Insurers Continued Use of Fraud as a Red Herring in Their Legislative Agenda | Merlin Law Group

For those who follow the news regarding Florida’s insurance market, the people of the Sunshine State are being warned as,.. Read More

Mississippi Requires Prejudice For a Policyholder To Lose Coverage For Failure to Appear at An Examination Under Oath | Merlin Law Group

While researching the issue of late notice of a property loss in Mississippi, I came across a case involving a,.. Read More

Is Pipe Failure Resulting in Foundation Damage from Washout Covered? Policy Form and Jurisdiction is Important | Merlin Law Group

Pipe failures leading to a washout underneath a foundation can be a significant loss for policyholders. The question is whether,.. Read More

Florida Adjuster and Public Adjuster Codes of Ethics | Merlin Law Group

An Administrative Complaint filed last week by the Florida Department of Financial Services should be read by all public adjusters.1,.. Read More

Should Underpaying and Wrongfully Denying Insurance Companies Get Away With Not Paying Replacement Cost Benefits? | Merlin Law Group

The gut answer to the post question is: “Of course not, Chip, that would not be fair and would encourage,.. Read More