Personal Insurance

Smoke Damage is Direct Physical Damage | Property Insurance Coverage Law Blog

Smoke damage is direct physical damage. Learn how the Bottega case and proper testing, documentation, and chain of custody can,.. Read More

California FAIR Plan enters catastrophe bond market with $250m Golden Bear Re

The California FAIR Plan Association is sponsoring its first catastrophe bond, with an initial target to secure $250 million or,.. Read More

G20 Ministers call for scaling up of parametric insurance, risk pools, catastrophe bonds

Ministers from the G20, or Group of Twenty forum for global economic cooperation, recently came together in South Africa for,.. Read More

Farmers seeks $300m Topanga Re 2025-1 multi-peril catastrophe bond

Farmers Insurance Group has returned to the catastrophe bond market for its second sponsorship, seeking at least $300 million of,.. Read More

Moodys finalises, publishes new catastrophe bond and ILS rating methodology

Moody’s Ratings has now finalised and published its awaited new methodology for rating insurance-linked securities (ILS) such as catastrophe bonds.Moody’s,.. Read More

KKR sidecar assets and fees show importance of third-party capitalised reinsurance strategy

For KKR, with committed capital managed in life and annuity reinsurance sidecar structures under Global Atlantic rising rapidly for the,.. Read More

Premier Ebanks urges Cayman Islands to consider cat bonds after Hurricane Melissa

Reflecting on Hurricane Melissa’s impacts on Jamaica, Hon. Andre Ebanks, MP, Premier & Minister for Financial Services and Commerce, of,.. Read More

Munich Re and Hannover Re both guide to triple digit million hurricane Melissa losses

Major reinsurance firms are guiding to triple digit millions of Euros in losses from recent major hurricane Melissa, as these,.. Read More

Proof of Loss State Rules | Property Insurance Coverage Law Blog

Learn how Proof of Loss state rules differ. Illinois and New York apply strict compliance, while California’s substantial compliance can,.. Read More

Aon structures Brazils first parametric forest fire insurance policy for Faber-Castell

Insurance and reinsurance broking firm Aon has structured and placed the first and largest parametric forest fire insurance policy ever undertaken,.. Read More

Smoke Is Physical Damage Which May Not Be Paid Without Verification | Property Insurance Coverage Law Blog

November 12, 2025 Smoke damage is currently a hotbed for disagreement and litigation in California and elsewhere. Insurers are paying,.. Read More

How Different States Treat Proof of Loss Mistakes and Deficiencies | Property Insurance Coverage Law Blog

November 11, 2025 Many public adjusters and claims professionals reading about the recent decision of Tower Crossing v. Affiliated FM in yesterday’s post, Signed,,.. Read More