personal Insurance

What Is a Reasonable Effort to Maintain Heat? | Property Insurance Coverage Law Blog | Merlin Law Group

With Spring a week away, coming off a mild winter, fewer homeowners experienced the frozen pipe burst losses as did,.. Read More

Cat bond "structural evolution" means details matter: Klugman, Swiss Re

The evolution of the catastrophe bond structure and risk transfer product means that the devil is now in the details,.. Read More

COVID-19 & Your Commercial Property and Casualty Insurance Program | Scott Insurance

As the novel coronavirus, COVID-19, has now been designated a pandemic by the World Health Organization and more than 1,200,.. Read More

ESG a prerequisite for the future of ILS: Plenums Dirk Schmelzer

Dirk Schmelzer of Plenum Investments AG has urged insurance-linked securities (ILS) market participants to realise that ESG is not just,.. Read More

Auto Insurance for Unlicensed Drivers

You may find that you don’t have a driver’s license but you need car insurance. Is it possible to get,.. Read More

Moderating forces that contributed to long soft market may return: WTW

There is an  expectation that the commercial property insurance marketplace could begin to slow down around the middle of the,.. Read More

Sidecars in need of significant innovation & change: Mayer Brown's Spitzer

The collateralised reinsurance sidecar leaves a lot to be desired, speakers at a conference discussed recently, with the structure singled,.. Read More

SBAI warns of potential conflicts of interest between parallel investment funds

The Standards Board for Alternative Investments (SBAI) has published a new memo that may be of interest to the insurance-linked,.. Read More

Innocent Co-Insureds: Court Rules Intentional-Acts Exclusion Bars Coverage for House Fire Caused By Spouse | Property Insurance Coverage Law Blog | Merlin Law Group

Earlier this year, I wrote how, under Michigan law, insurers were required to provide coverage to innocent co-insureds notwithstanding any,.. Read More

Floridians add to Irma ultimates in Q4, but praise reinsurance providers

In the final quarter of 2019 Florida’s primary insurance carriers continued to add to their ultimate net losses from 2017’s,.. Read More

COVID-19 & Your Employer-Sponsored Health Plan | Scott Insurance

As the novel coronavirus, COVID-19, has now been designated a pandemic by the World Health Organization and more than 1,000,.. Read More

Reinsurance underwriting uneconomical for some without more rate rises

There is a chance some carriers choose to exit certain parts of the reinsurance market if rates do not materially,.. Read More