personal Insurance

Cat bond rates gain 2% in Q4, hard market continues: Lane Financial

Catastrophe bond and ILS rates-on-line, as measured by a synthetic Index calculated by Lane Financial, rose 2% in the final,.. Read More

P&C profit pressure, Jan renewal outcome to drive reinsurance rates: KBW

While major global catastrophe loss activity in the fourth-quarter wasn’t particularly significant, attrition from global large losses and Japanese typhoons,,.. Read More

5 Convincing Reasons Not to Drink and Drive

If you’ve ever been tempted to drive home buzzed, take a look at these few reasons why you shouldn’t.,.. Read More

Insurance & ILS are shock absorbers for climate, but need adjusting to the risk: McKinsey

Insurance products, reinsurance and insurance-linked securities (ILS) are all examples of financial shock absorbers for climate change risks, but while,.. Read More

Allstate's 2019 cat losses lower than prior two years at ~$2.6bn

U.S. primary insurance giant Allstate has ended the full-year 2019 with its pre-tax catastrophe losses amounting to just under $2.6,.. Read More

Hudson Structured lifts reinsurance & ILS assets to $2bn

Hudson Structured Capital Management Ltd. (doing its insurance investment business as HSCM Bermuda), the insurance-linked securities (ILS), reinsurance- and transportation-,.. Read More

Florida market strains may drive reinsurance & private debt demand

The Florida insurance market is in a state of flux, as strains from recent years have begun to drive ratings,.. Read More

Property and Casualty Suit Against Us Provisions: Maryland and Delaware | Property Insurance Coverage Law Blog | Merlin Law Group

The “Suit Against Us” provision is typically found in the “Conditions” section of a homeowners insurance policy. This provision explains,.. Read More

Stone Ridge interval ILS fund shrinks again, cat bond focused fund stable

Stone Ridge Asset Management’s mutual insurance-linked securities (ILS) fund assets shrank slightly in the last quarter of record, with the,.. Read More

"Significant" reinsurance rate increases likely for Florida and Japan: S&P

The market could achieve “significant” reinsurance rate increases at the upcoming Japanese renewals in April and Florida renewals in June,,.. Read More

AbsoluteClimo's climate risk models forecast fewer economic losses in 2020

AbsoluteClimo, a climate and weather modeling, forecasting and risk management firm based in Hawaii, says its models suggest that in,.. Read More