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Braidwood v Becerra and Its Impact on Preventive Service Access

Since Congress passed the Affordable Care Act (ACA) in 2010, it’s faced many challenges, and the newest comes from a,.. Read More

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How the 2023 Banking Crash Reminds Us Why Insurance Solvency Matters

With a slew of recent financial institution failures, it’s an important time for insurers to put solvency front of mind. Throughout,.. Read More

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How Disasters and Inflation Fueled Insurance Loss Ratios in 2022

It’s no longer just a hypothesis that more and larger natural disasters, along with general inflation and social inflation, are,.. Read More

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The Startling Cost of Technical Debt in Insurance

Concerns over cost are a common culprit when it comes to choosing business as usual over making changes or improvements,.. Read More

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How the Unfair Trade Practices Act Could Impact Your Insurance Business

If an insurer or licensed insurance agent uses unfair or deceptive business practices to sell to their clients not only,.. Read More

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Digitalizing Your Claims Processes To Improve Customer Experience During a Crisis

With the Atlantic Hurricane season starting on June 1 – and lasting through November – it is essential to start,.. Read More

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The "G" in ESG Good Governance Carrot and Stick

The temperature of the debate surrounding environmental, social and corporate governance (ESG) is already quite high and continues to rise.,.. Read More

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Using Ownership to Retain Producers and Staff To Build Your Independent Agency

The insurance industry has one of the economy’s lowest unemployment rates, at 1.6% as of April 2023 according to the,.. Read More

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The 2023 Hurricane Season: Are Insurers Prepared for the Growing Risks?

As the 2023 Hurricane Season approaches, it is crucial for coastal and inland communities alike to understand and prepare for,.. Read More

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Prop 103's Author Isn't the Final Word on What Prop 103 Says

It’s been 35 years since Californians voted by a narrow majority to pass Proposition 103, completely overhauling how the nation’s,.. Read More

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2 Firearm Situations. Maybe They're Covered.

New You can now listen to Insurance Journal articles!NOTE: This is an excerpt from a longer article on IJ. Here’s,.. Read More

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Cleaning Up Financial Reporting

I was recently reviewing a loan application from an independent insurance agency when I ran into a not uncommon situation:,.. Read More