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Documenting Your Claim: Preparing for Litigation During Claims Handling

Below is a conversation I have all too often with insureds: Insured: I just received a letter from the carrier that,.. Read More

Career Trial Prosecutor Tony Loe Joins Merlin Law Group

All business owners want to add talented people to work with. Talent, experience, and passion to get the job done,.. Read More

Proposed Property Insurance Bill In the Florida Senate Protects Insurance Companies Over Voters and Policyholders

The title to this blog answers the question raised in a headline news article, Who Does The Proposed Property Insurance,.. Read More

Can My Insurance Company Deny My Claim For Failure to Cooperate With Its Investigation?

Insurance policies impose a duty on insureds to cooperate with the insurer’s investigation of a claim. An insured’s duty to,.. Read More

The Institutes Associate in Claims Designation

Merlin Law Group attorney Larry Bache leads by example. On Saturday, he texted me his passing grade for his course,.. Read More

Florida Supreme Court Issues Anti-Consumer Opinion and Holds Insurance Companies Are Immune From Foreseeable and Consequential Damages When They Breach Contracts

Insurance companies in Florida can cause foreseeable harm to their policyholders and not be held accountable pursuant to a recent,.. Read More

Former Judge Dennis Bailey To Head Merlin Law Group Trial Division

Merlin Law Group is pleased to announce that former Circuit Court Judge Dennis Bailey has joined Merlin Law Group to,.. Read More

In Texas, Do Insureds Have A Duty To Read Their Policy And, If So, Is That Duty Absolute?

The answer to the first question in the title is “yes”—insureds have a duty to read their insurance policy.1 The,.. Read More

What May and May Not Be Resolved Through Appraisal or Arbitration in Florida?

Property insurance policies have long-contained appraisal and arbitration provisions.1 Although both avenues offer insureds the ability to resolve their claims,.. Read More

Functional Replacement Cost When Will You Encounter It and What To Be On the Lookout For

In unique situations, actual cash value (“ACV”) or replacement cost (“RC”) coverage may not be the best match to meet,.. Read More

Accord & Satisfaction: Will My Insurance Claim Be Dismissed If I Deposit A Payment? Part 2

Communications between Insurance Companies and their insureds are always important, and copies of these are requested to understand insurance claims,.. Read More

Rockfall Damage Not a Landslide Victory

In a recent case, Sullivan v. Nationwide Affinity Insurance Company,1 the 10th Circuit Court of Appeals upheld a trial court’s,.. Read More