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Tennessee Court Interpretation of Insurance Contracts | Merlin Law Group

Insurance policies represent an interesting subset of contract law that relies on common law and specific statutes, namely those contained,.. Read More

Will My Terrorism Risk Insurance Cover Nashville Bombing Damages? | Merlin Law Group

We have received several inquiries as to whether the Nashville bombing will result in claims under terrorism insurance pursuant to,.. Read More

Whos On First? Discerning Ambiguity in Insurance Policy Language | Merlin Law Group

Abbott and Costello’s performance of the now classic “Who’s on first?” baseball sketch remains comedy gold.1 In addition to being,.. Read More

Chapter 542A Notice Letters: Why Texas Public Adjusters Should Not Write Them | Merlin Law Group

There are differing opinions circulating right now about whether Texas public insurance adjusters can write notice letters under Chapter 542A,.. Read More

Contractual Limitation Defense: Using Equitable Estoppel against Tennessee Insurance Policies | Merlin Law Group

Seven years ago, Merlin Law group attorney Shane Smith wrote a blog post on how insurance policies often shorten Tennessee’s,.. Read More

When Words Collide: Insurance Policies as Contracts of Adhesion | Merlin Law Group

In keeping my promise made in my last blog post, When Words Collide: Policy Interpretation Doctrines and the 10 Commandments.,.. Read More

Florida AOB Reform Statute Does Not Retroactively Apply | Merlin Law Group

Assignment of Benefit (“AOB”) agreements have been a highly controversial issue in Florida over the past year, with much of,.. Read More

Barbershop Allowed to Pursue Business Interruption Loss Caused by COVID-19 Pursuant to a Policy Provision Containing Time Element Coverage | Merlin Law Group

Across the country claims for business income loss presented by policyholders to their insurers and the suits that follow for,.. Read More

Be Mindful of Differing Policy Terms and Definitions | Merlin Law Group

An insured should be mindful that the same term in one homeowners insurance policy can have a different interpretation in,.. Read More

The Residency Requirement: Middle District of Pennsylvania Rules Question of Residency to be Determined by Jury | Merlin Law Group

The Middle District of Pennsylvania recently denied a Motion for Summary Judgment filed by Allstate Insurance Company (“Allstate”) against its,.. Read More