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Appraisal Clause in 1761 Maritime Policy and Reflections on Fast Resolution of Controversies | Merlin Law Group

Researching the origins of the appraisal clause, I posted about one found in a 1793 property policy in An Appraisal,.. Read More

Thoughts On Claims Incentive GoalsWhere Is the Goal To Not Overlook All Damages? | Merlin Law Group

Merlin Law Group attorney Drew Houghton brought an article, Discovery of Insurer Employee Incentive Plans: Rewarding Employees For Paying Insurance,.. Read More

New Florida Property Insurance Legislation | Merlin Law Group

The Florida legislature met in a special session this week to pass laws that will correct the latest insurance crisis,.. Read More

Which States Law Applies to The Property Insurance Policy? Florida Looks to Where the Property Is Located | Merlin Law Group

States have different laws that apply to property insurance contracts. This blog writes about the variances of those state laws,.. Read More

Your Insurer Can Issue You a Policy While Planning to Underwrite it Later | Merlin Law Group

Agents and carriers don’t tell their customers that they’ll inspect to see if they ever wanted to insure them in,.. Read More

Reflection About Historical Policy Change and Depreciation of Partial Losses Requiring Only Repair | Merlin Law Group

The two blogs which I have written over the weekend, Replacement Cost Policies Were Originally Illegal Out of Concern For,.. Read More

Should Depreciation Be Taken On Partial Losses Requiring Only Repair? | Merlin Law Group

When I was a young attorney, one of the issues which always came up at property insurance adjuster conferences was,.. Read More

Replacement Cost Policies Were Originally Illegal Out of Concern For Fraud and Arson | Merlin Law Group

The typical property insurance policy allowing for replacement cost valuation is often taken for granted today. A hundred years ago,,.. Read More

Restoration Association Accuses Florida Insurance Commissioner of Unconstitutional Conduct | Merlin Law Group

A lawsuit filed by the Restoration Association of Florida has accused Florida’s Insurance Commissioner, David Altmaier, of acting in concert,.. Read More

What Constitutes Cooperation with an Insurers Claim Investigation in California Ensuring Compliance and Avoiding Unnecessary Harassment | Merlin Law Group

Almost all property insurance policies require that the insured “assist and cooperate” in an insurer’s investigation. If an insured fails,.. Read More

An Appraisal Clause From 1793 | Merlin Law Group

A History of the Insurance Company of North America was written in 1885. The book has a copy of a,.. Read More

Were Older Appraisals Arbitration? One Older Appraisal Clause Clearly Was Not an Arbitration Clause | Merlin Law Group

Ever get so curious about something that is not so meaningful, but you just have to know the answer to,.. Read More