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California Protects Homeowners from Cancellations Due to Wildfires | Merlin Law Group

For the third year in a row, California’s Insurance Commissioner Ricardo Lara issued a moratorium against homeowner insurer non-renewal protections,.. Read More

Replacement Cost Coverage: Why You Can Get Paid More on Your Insurance Claim When Prices Rise After a Loss | Merlin Law Group

In his August 10, 2021, blog, Chip Merlin discussed the recent FC&S Bulletin addressing the relationship between replacement cost coverage,.. Read More

Is Appraisal Illegal in Arkansas? | Merlin Law Group

A 1989 Arkansas Insurance Bulletin indicates that arbitration and appraisal clauses are not to be placed into insurance policies. This,.. Read More

Texas Appraisal Law Update | Merlin Law Group

INTRODUCTION: Appraisal provisions have been a feature of insurance policies in Texas for well over a century.1 Indeed, in the,.. Read More

How to Avoid Waiving Your Right to an Appraisal to Determine the Amount of Damage to Property in Iowa | Merlin Law Group

Many insurance policies contain an appraisal provision which provides a mechanism to insurance companies and policyholders to resolve disputes between,.. Read More

Does the Requirement to Produce Books and Records Require Production of Items Not in Existence? | Merlin Law Group

I can hear readers thinking, “of course not, Chip! How can you produce something that does not exist?” That is,.. Read More

How to File a Complaint with the Louisiana Department of Insurance | Merlin Law Group

The Louisiana Department of Insurance receives, on average, more than 3,600 complaints every year from consumers who are dissatisfied with,.. Read More

Understanding Mississippi Unfair Claims Practice and Bad Faith Cases Based on Delay | Merlin Law Group

Mississippi unfair claims practice law and bad faith actions are unique. Following Hurricane Katrina, I took the Mississippi Bar and,.. Read More

Public Adjusters Beware of Arbitration Clauses Changing State Law | Merlin Law Group

Arbitration clauses primarily found in surplus lines policies with a choice of law provision generally selecting New York law and,.. Read More

Puerto Rico Hurricane Season 2021 | Merlin Law Group

When hurricane season 2021 began a few months ago, the National Oceanic and Atmospheric Administration (NOAA) predicted that this would,.. Read More

Arizona Monsoon Season Thundering Across Grand Canyon State | Merlin Law Group

While many Arizonans welcome monsoons bringing relief from the summer heat, these summer thunderstorms threaten severe damage to property in,.. Read More