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The Troubled Understanding of Risks of Direct Physical Loss | Merlin Law Group

Don Malecki was an insurer coverage guru. He wrote many treatises regarding insurance coverage. He was respected and a much,.. Read More

United Policyholders Files An Amicus Brief Regarding Covid Lost Income Claims In Ohio Supreme Court | Merlin Law Group

Amy Bach is the Executive Director of United Policyholders. Last week, I had breakfast with her at the world-famous Sears,.. Read More

Iowa Derecho Statute of Limitations Quickly ApproachingPolicyholders, Public Insurance Adjusters, and Contractors Beware! | Merlin Law Group

Iowa Insurance Commissioner Doug Ommen deserves a big shout out for issuing a Bulletin on July 26 warning policyholders of,.. Read More

Protective Safeguard Provisions Part II: Control, Maintenance and the Idea of Due Diligence | Merlin Law Group

In a previous blogpost, The Applicability of the Protective Safeguard Provision, and Common Situations that Would Effectively Render the Provision,.. Read More

Making Sure Your Collectables Are Safe at Home

Unfortunately, there are times in all of our lives when we need to call on our insurance company to help,.. Read More

Can a Policyholder Sell the Damaged Property After a Loss?

The answer by most readers to the question posed is “Of course Chip! Just because a property is damaged does,.. Read More

Jodie Papa and NAPIA Hold Successful Live Annual Meeting

Public adjusting firms are often small family businesses. Some are generational. Jodie Papa completed her term as President of the,.. Read More

Floridas Made Whole Doctrine and Subrogation

When others cause damage to a policyholder’s insured property, there arise issues about liability for those causing the damage. When,.. Read More

Policyholders Can Record Appraisal Inspection

A decision by the Florida’s Fourth District Court of Appeal held that an insured may electronically record an insurer’s appraiser,.. Read More

Upon Renewal of a Policy, Insurers Must Give Policyholders Advance Notice of Material Changes

Recently, the Houston Merlin team has encountered several cases that turn on notice to policyholders, or rather, the lack thereof,,.. Read More

The Supply and Demand Imbalance for Construction Materials

There is a major supply and demand imbalance for construction materials right now and policyholders that are trying to repair,.. Read More

Puerto Rico Court Grants Partial Summary Judgment and Orders Insurer to Pay Prior Adjusted Property Damages Caused By Hurricane Maria

With many Hurricane Maria claims still in litigation, courts are beginning to apply the Puerto Rico Supreme Court’s recent jurisprudence,.. Read More