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How the Secret Internal ISO Documents Can Be Used to Demonstrate Coverage for Business Interruption Cases

The previously secret Insurance Services Office (ISO) documents I mentioned in yesterday’s afternoon post, ISO Internal Documents Are Important Regarding,.. Read More

ISO Internal Documents Are Important Regarding COVID Litigation

The ISO Virus endorsement and circular is known to all. Those are public information. What about the internal ISO documents?,.. Read More

Advocating for Policyholders Tuesday @ 2 with Amy Currotto

On today’s Tuesday @ 2 With Chip livestream, attorney Amy Currotto will talk about her experience advocating for policyholders in,.. Read More

Hailstorm Checklist Just in Time For Peak Hail Season

Hailstorms are on the rise in hail-prone states and policyholders must be prepared in case their home or business is,.. Read More

Terms of a Policy: Knowing Who is Insured

I have written before on how Tennessee Courts interpret an insurance contract, stating that Tennessee courts have long agreed that,.. Read More

Another Win for Adjustable Claim Amounts Not in Controversy

As discussed in my previous blog post, Should an Insurance Company Pay Adjustable Claim Amounts Not in Controversy While Another,.. Read More

Montana Requires Insurance Company to Demonstrate Prejudice When Denying a Claim for Late Notice

The defense of late notice has increasingly been used as a technical defense to preclude coverage for covered losses caused,.. Read More

Can Mitigation Costs Be Subject to Appraisal?

When I first left property insurance defense in 1985 and started exclusively representing policyholders, the number of appraisal cases decided,.. Read More

The Standard Fire PolicyAre You in a State With a Standard Policy?

The Standard Fire Policy still exists in a number of states. Some states also have standard policy forms although not,.. Read More

How Fifteen Minutes Could Mean $15,000 or More On Your Homeowners Personal Property Claim

Take fifteen minutes today and video inventory the personal property and finishes in your home. One of the most daunting tasks,.. Read More

Policyholder Preparations for an Active 2021 Hurricane Season

Hurricane season is just around the corner. The Weather Channel’s 2021 Atlantic Hurricane Season Outlook predicts another above-average season, meaning,.. Read More

Hail Spotters Provide an Important Public Service HailTrace Founder Encourages Hail Spotting

Adjusters, contractors, and those with an avid interest in weather can provide a very important public and community service—hail spotting.,.. Read More