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What is the Insurance Services Office?

The Insurance Services Office (commonly referred to as the “ISO”) is involved with virtually person, business, association, and governmental entity,.. Read More

Chip At @2 Will Be At 2:30 With Update on New Orleans Oceana COVID Trial Won By the Insurer

The first lawsuit and first tried case regarding the business interruption issues related to COVID-19 was won by the insurance,.. Read More

Suspension of Business Was Never Intended to Mean Total Cessation of Business OperationsInsurance Lawyers Duping Judges into Wrong Insurance Contract Interpretations

Insurance business interruption coverage has terms, philosophies, and calculations which are foreign to many. Lawyers for insurers will often challenge,.. Read More

United Policyholders Notes How the Mama Jos Case Was Wrongly Decided and Now Harming Proper Legal Analysis of Business Interruption Coverage Cases

Since 1991, United Policyholders has been a voice for policyholders and an organization that has taken action in legislative, judicial,,.. Read More

Restaurant Asks U.S. Supreme Court to Hear Appeal of Eleventh Circuits Ruling on Direct Physical Loss

Jean Niven recently wrote a blog post about insurance coverage cases being won or lost based on expert witnesses and,.. Read More

Comparing Various Types of Homeowners Insurance Forms

Some of you may have heard the age-old adage, knowledge is power. This phrase is especially relevant when it comes,.. Read More

Multi-District Litigation Policyholders Win a Business Interruption Coverage Battle Over "Direct Physical Loss"

Courts across the country have split on the key COVID-19 coverage question of whether a policyholder’s inability to fully operate,.. Read More

Frozen Pipe and Water ClaimsAre Grid and Power Operators Facing Liability and Subrogation Lawsuits?

It has been a chilling sight over the past week in Texas. While not going into work may seem cool,,.. Read More

2021 California Legislative Update: Assembly Bill 3012

If you’re a repeat reader of the Property Insurance Coverage Law Blog, you have likely come across a reference to,.. Read More

Is Citizens Property Insurance Giving You a Hard Time with Your Insurance Claim? Here Is Why, Based on Statistics Provided by Citizens Claims Management

The Citizens Property Insurance claims management provided a number of reports to the Citizens Board of Governors yesterday. For readers,.. Read More

Frozen Pipes and Water Loss Claims Discussed on Tuesday @ 2 with Chip Merlin

Rene Sigman and public adjuster James Howard were quoted in the television news story above. Rene Sigman will be my,.. Read More

Louisiana Policyholders Have a Right to Obtain a Complete Copy of Their Policy

In the many catastrophes in which we have educated and assisted policyholders in understanding their rights, obligations, and benefits under,.. Read More