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Texas Department of Insurance Commissioners Bulletins Re: Severe Winter Weather Claims

Commissioner’s Bulletins issued by the Texas Department of Insurance (“TDI”) do not have the force of law of a statute,,.. Read More

Was the Insurance Claim Really Late Reported?

With the closure of the statute of limitations for Hurricane Irma related claims, we are faced more and more with,.. Read More

California Appellate Court Confirms the Standard for Bad Faith is Whether the Insurer Acted Reasonably

The California Court of Appeal recently issued an opinion confirming the standard for determining an insurer’s bad faith conduct is,.. Read More

Business Personal Property Claim: The Scavenger Hunt

Recently I was at a site inspection centered on business personal property. Items were skewed about in piles, where they,.. Read More

Oklahoma Bill Seeks to Prohibit Roofing Contractors from Covering Insureds Deductibles

A new bill is making its way through the Oklahoma legislative process that could impact policyholders and the roofing industry,.. Read More

Lexington Slow-Pays Claims and Ignores Policyholders

Lexington’s insurance company President & CEO is Lou Levinson. He must really have a big ego because what he allows,.. Read More

A Refresher on Overhead and Profit in Pennsylvania: Mee v. Safeco

Below is testimony I elicited from a Nationwide Insurance representative during a recent deposition: Q. Are you familiar with Overhead and,.. Read More

Who Does Lender-Placed Insurance Protect After a Covered Loss Under?

Embedded in almost any residential mortgage or deed of trust, mortgage lenders include a requirement that homeowners maintain an insurance,.. Read More

Legislatures and Congress Need to Control Banks and Servicing Companies Holding Property Loss Checks and Not Paying Interest on the Float

It can be hard enough for policyholders to get paid by their property insurance companies, but what happens when the,.. Read More

Time Limit for Filing Lawsuit in Nebraska Related to Insufficient/Nonpayment Your Property Damage Claim

We are often asked by insureds about the timeframe in which they must file a lawsuit against their insurance carrier,.. Read More

Water Damage Claims Staying Vigilant

One of my favorite aspects of working at Merlin Law Group is how much the firm invests in continuing education,.. Read More

Louisiana Department of Insurance Issues a Good Faith and Fair Dealing Bulletin To Louisiana Insurers

In response to many concerned Louisiana policyholders and advocates, the Louisiana Department of Insurance (LDI) issued Bulletin 2021-03 to all,.. Read More