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New York Statute of Limitations and the Effect of the COVID-19 Closures

Recently the New York Statute of Limitations has become a heated topic of litigation. Governor Cuomo issued Executive Orders tolling,.. Read More

Can Insurance Companies Avoid Appraisal by Alleging the Amount Claimed is Fraudulent?

The new property insurance tactic to avoid payment and thereby delay or deny appraisal is to claim that the policyholder,.. Read More

Florida Rates Go Up and Rights Go DownFloridas Proposed Legislation Does Nothing for Policyholders Discussed on Tuesday @ 2 With Chip Merlin

The Florida insurance industry is creating another crisis to obtain laws that shield them from the accountability of low and,.. Read More

United Policyholders Calls on Governor DeSantis to Oppose Harmful Bills to Floridas Policyholders

United Policyholders has sent a letter to Florida Governor Ron DeSantis calling on him to oppose the current pending legislation,.. Read More

Appraisals Can Lead to Nasty Legal BattlesShould Appraisers and Umpires Get Insurance Protecting Them?

Appraisal is generally thought of as a quicker and more cost-efficient method of resolving property insurance controversies than litigation. That,.. Read More

Hot off the Press: Farmers to Pay Oklahoma Policyholders $25 Million for Earthquake Claims

In a press release Monday, Oklahoma Attorney General Mike Hunter and Insurance Commissioner Glen Mulready announced Farmers Insurance agreed to,.. Read More

Florida Senate Passes Insurance Bill That Will Make Mortgages Non-Negotiable Under Federal Regulations

Mortgage servicers, banks, and their accountants must sign off under federal regulations that the loans that they package and are,.. Read More

Assignment of Benefits: Michigan

I recently received an inquiry from a public adjuster about the validity of anti-assignment provisions in insurance policies in Michigan.,.. Read More

Do Not Believe Floridas Insurance Industry That Laws Will Reduce Rates When Rates Often Depend Upon Mother Nature and Reinsurance Rates

Remember how the Florida insurance industry and its lobbyists promised that if AOB reform were passed, insurance rates would drop,.. Read More

Extended Replacement Cost Coverage: A Safeguard Against Demand Surge

An Extended Replacement Cost (“ERC”) endorsement1 can be added to a policy to increase the stated limits for your dwelling/building,.. Read More

A Series of Unfortunate Events for Tilted Turtle Bar & Grill Leads to Rescission of Policy

A federal judge in California handed down an entertaining read of an opinion last week. Although it addresses liability insurance,.. Read More