personal Insurance

The Basics of All Risk Insurance and Fortuity | Property Insurance Coverage Law Blog

December 28, 2025 My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a,.. Read More

Follow-Form Policies | Property Insurance Coverage Law Blog

Follow-form policies: how to read surplus lines towers, why each layer is its own contract, and where analysis goes wrong.,.. Read More

What Does Follow the Form Mean In Modern Insurance Practice? | Property Insurance Coverage Law Blog

December 27, 2025 Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial,.. Read More

Fortuity Doctrine | Property Insurance Coverage Law Blog

Fortuity doctrine: why one word can decide all-risk coverage, and what an Arizona Supreme Court case could change.,.. Read More

What does Fortuitous Mean? Why Is Fortuity So Important to Property Insurance? | Property Insurance Coverage Law Blog

December 26, 2025 Insurance disputes often turn on small words that carry enormous consequences. Few words are as deceptively simple,.. Read More

Holiday Wishes | Property Insurance Coverage Law Blog

Holiday wishes from Merlin Law Group, with gratitude for your trust and hope for peace, health, and success in 2026.,.. Read More

Happy Holidays from Merlin Law Group | Property Insurance Coverage Law Blog

December 25, 2025 As the year comes to a close, we want to take a moment to wish our clients,,.. Read More

Respectful Disagreement | Property Insurance Coverage Law Blog

Respectful disagreement: why Christmas is a time to thank the people who challenge us, and keep our humanity in debate.,.. Read More

Why Christmas Is the Right Time to Thank the People We Disagree With | Property Insurance Coverage Law Blog

December 24, 2025 Christmas Eve has a way of slowing us down, whether we like it or not. The calendar,.. Read More

Cat bond market expansion and attractive private ILS opportunities lay ahead: HCMA

During an interview, executives at Howden Capital Markets & Advisory outlined how the catastrophe bond market has evolved into a,.. Read More

Property cat rates to remain adequate, but less profitable in peak zones & perils in 2026: Mizuho Americas

According to equity analysts from Mizuho Americas, property catastrophe reinsurance rates are expected to remain adequate but less profitable in,.. Read More

Cincinnati Insurance gets $150m Skyline Re II multi-peril cat bond at reduced pricing

Cincinnati Insurance Companies has now secured the targeted $150 million of fully-collateralized reinsurance from the capital markets through its new,.. Read More