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How Disasters and Inflation Fueled Insurance Loss Ratios in 2022

It’s no longer just a hypothesis that more and larger natural disasters, along with general inflation and social inflation, are,.. Read More

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The Startling Cost of Technical Debt in Insurance

Concerns over cost are a common culprit when it comes to choosing business as usual over making changes or improvements,.. Read More

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How the Unfair Trade Practices Act Could Impact Your Insurance Business

If an insurer or licensed insurance agent uses unfair or deceptive business practices to sell to their clients not only,.. Read More

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Surprising Truths About Mergers and Acquisitions in Insurance

Insurance M&A continues to be strong even through tough economic times. Learn the basics of insurance mergers and acquisitions, and,.. Read More

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3 Ways to Reduce Management Liability Risk

This post is part of a series sponsored by IAT Insurance Group. It's a difficult time for businesses. Between a,.. Read More

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Please, Fake News, Don't Give Insurance Regulators Any Bright Ideas

A relatively minor bureaucratic change proposed by the Federal Housing Finance Agency stirred up a viral storm in right-leaning news,.. Read More

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The Impacts of Inflation: Uncertainty and Non-Modelled Loss

This post is part of a series sponsored by CoreLogic. Insurers affected by Hurricane Ian's damaging path across Florida at,.. Read More

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Using Ownership to Retain Producers and Staff To Build Your Independent Agency

The insurance industry has one of the economy’s lowest unemployment rates, at 1.6% as of April 2023 according to the,.. Read More

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The 2023 Hurricane Season: Are Insurers Prepared for the Growing Risks?

As the 2023 Hurricane Season approaches, it is crucial for coastal and inland communities alike to understand and prepare for,.. Read More

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Prop 103's Author Isn't the Final Word on What Prop 103 Says

It’s been 35 years since Californians voted by a narrow majority to pass Proposition 103, completely overhauling how the nation’s,.. Read More

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2 Firearm Situations. Maybe They're Covered.

New You can now listen to Insurance Journal articles!NOTE: This is an excerpt from a longer article on IJ. Here’s,.. Read More

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Cleaning Up Financial Reporting

I was recently reviewing a loan application from an independent insurance agency when I ran into a not uncommon situation:,.. Read More